Work Injury Benefits Act
Statutory cover for employees’ work-related injuries & illnesses
Protect your workforce under WIBA Cover
Under the Work Injury Benefits Act (WIBA) 2007, contractors must compensate employees for death, bodily injury or occupational disease arising out of and in the course of employment. Given the complex, high-risk nature of construction sites, this statutory cover is critical to safeguard both your team and your reputation.

Why Choose our WIBA Cover?

Regulatory Compliance
Meets all requirements of the Work Injury Benefits Act, keeping your business fully covered and compliant.

Comprehensive Benefits
Death, disablement, medical and funeral expenses—up to statutory limits—so your employees and their families are protected.

Local Expertise
Deep understanding of Kenya’s construction risks, with hands-on advice for on-site safety and loss prevention.
What we need
Requirements
Cover Details
Compensation for death, bodily injury or disease to employees as declared, arising out of and in the course of employment—including medical and funeral benefits.
Rates & Deductible
Contact us for details on rating factors and sums insured based on your contract amount.
Underwriting Requirements
- Copy of Contractor’s PIN
- Company Certificate of Incorporation
- Copy of ID & PIN of Directors
- Completed WIBA proposal form